SubTo Opportunity – Fixed 5.25% Financing, No Bank Qualifying | Lithonia, GA ($35k down plus cc)

Deal Overview:

Step into this Subject-To takeover in Lithonia, GA with built-in financing and no bank qualifying required.

Pictures: https://drive.google.com/drive/folders/16-tjQ4ESqD9q6Da4sV72LhnzZVDVykJJ

Property Details:

    •    Address: 7161 Gladstone Cir, Lithonia, GA 30038

    •    Status: Under contract (SubTo takeover)

    •    Beds/Baths/Sqft: 5 beds | 3 baths | 2,997 sqft

    •    Existing Loan Balance: $420,936.64

    •    Loan Terms: Conventional, fixed at 5.25%

    •    Monthly PITI: $3,330.71

    •    Buyer Requirements: $35,000 down + closing costs (offers welcomed)

Why This Deal Works:

    •    No bank qualifying – bypass traditional lending barriers.

    •    Attractive fixed rate of 5.25% – secure financing well below today’s market rates.

    •    Fast close potential – streamline your acquisition timeline.

    •    Spacious property with nearly 3,000 sqft, ideal for family living or rental demand.

    •    Predictable monthly PITI with strong cash flow/hold potential.

    •    Investor-friendly terms – creative financing lets you control more property with less upfront friction.

This is a unique chance to acquire a 5-bed, 3-bath home with stable terms, built-in financing, and a straightforward path to ownership. Ideal for investors looking to scale without relying on conventional lending.